01799 934659
Questions and answers
1
Why should I use Walden Finance instead of going direct to the lenders?
Raising finance can be confusing, stressful and time-consuming; but it doesn’t have to be that way.
As a commercial finance broker, Walden Finance is here to provide you with independent, expert advice and help you navigate the maze of lenders and products to find you the right solution, first time, as quickly and simply as possible and with the minimum of stress.
2
Which lenders do you work with?
We have a panel of over 300 UK lenders that includes high-street banks, challenger banks and specialist lenders with access to exclusive products and rates that are only available to approved intermediaries like Walden Finance.
Our lender panel is regularly reviewed to ensure that we continue to work with the leading UK lenders and that we have access to the best deals in the market.
3
What fees do you charge?
Our initial consultation, analysis of your requirements, market research and presentation of indicative finance offers is provided free of charge and with no obligation.
Our fees vary depending on the type and complexity of the finance being arranged and the timescales we are being asked to meet.
You will receive complete transparency from Walden Finance regarding our fees.
4
What is the benefit of using an FCA regulated commercial finance broker?
A commercial finance broker regulated by the Financial Conduct Authority (FCA) has been through a rigorous application process and is required to comply with the regulations and standards set by the FCA.
Walden Finance is FCA regulated and also a member of the National Association of Commercial Finance Brokers (NACFB), providing peace of mind that we are committed to operating to the highest possible professional standards, are focussed on delivering excellent levels of service and will always act in your best interests.
5
Why is it important to work with an advisor that has Professional Indemnity (PI) insurance?
Although commercial financial brokers are not legally obliged to hold Professional Indemnity (PI) insurance, as a professional business that offers advice and handles confidential client information, Walden Finance believes that it is the right thing to do.
We take great pride in our work and the level of service we deliver; the insurance cover is there to provide you with peace of mind that if something went wrong, you are protected.
6
Will you perform a credit check?
No, Walden Finance will not conduct a credit check. However, it is likely that a lender will perform a credit check on you and your business if you apply for finance.
We understand how important your credit score is. You will never be credit checked by a lender unless you have given your prior written consent.
7
What information will I need to provide to apply for business finance?
In our free, no obligation consultation, we’ll talk to you about how much you’d like to borrow and what it’s for and capture some basic details about you and your business.
If you would like us to apply for finance on your behalf, the lender will require additional information to help them assess your application. This will vary depending on the type of finance you’re applying for but will usually include information to verify your identity and credit status and financial information relating to your business.
8
How does the finance process work?
We’re here to make applying for business finance as quick and straightforward as possible, with guidance and support at every step.
As you'll see from the four step process set out below, it all starts with a simple conversation.
We’ll manage the whole finance process for you from start to finish saving you time, effort and stress.
Secure Business Finance in four easy steps
1
2
3
4
Select The
Best Option
We’ll talk you through your options & arm you with the key facts so you can decide what works best.
Secure A
Formal Offer
We’ll handle all the paperwork needed to secure formal approval from the lender.
Funds
Released
We’ll manage the remainder of the process, until the funds are released.
Free, No Obligation Call
Tell us how much you’d like to borrow, what it’s for & provide some basic details about you & your business.
Big or small, a start-up or established business, you’ll receive the same high level of service and professional approach from Walden Finance.
We’re passionate about helping UK businesses achieve their ambitions.